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RatesAutos / Recreational Vehicles / Boats / Motorcycles
Model Years 2012 & Newer, New/UsedRates effective May 15, 2013| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 36 months | 0.99%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 48 months | 1.49%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 60 months | 1.79%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 72 months | 1.99%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 84 months | 2.99%* | | | | | Boats | Purchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 144 months | 7.74%* | | | | | RVs | Purchase:* Up to 100% of MSRP or Retail Value. Including Tax and/or License and Vehicle Warranties | Up to 240 months | 5.99%* | | | † (Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Model Years 2009-2011Rates effective May 15, 2013| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 36 months | 0.99%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 48 months | 1.49%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 60 months | 1.79%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 72 months | 1.99%* | | | | | Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. | Up to 84 months | 2.99%* | | | | | Boats | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 144 months | 9.24%* | | | | | RVs | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 240 months | 6.99%* | | | † Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. ** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Model Years 2006-2008Rates effective April 3, 2013| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Autos: Purchase* up to 125% of Dealer Invoice or Wholesale Value Includes Sales Tax, Title fees PLUS Warranty/Service Contracts/GAP. Boats and RVs: Purchase* / Refinance:** Up to 100% of Retail Value | Up to 60 months | 5.49%* | | | | | Boats | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 144 months | 10.24%* | | | | | RVs | Purchase* / Refinance:** Up to 100% of Retail Value | Up to 240 months | 7.99% * | | | † Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. ** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Model Years 2004-2005Rates effective January 1, 2013| Account Type | Maximum Financing † | Maximum Term | APR | | | | Autos, Motorcycles | Purchase*/Refinance**: Autos: up to 125% of Dealer Invoice or Wholesale Value. Motorcycles: Up to 125% of Retail Value | Up to 48 months | 5.49%* | | | † Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. * INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts. ** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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Classic Vehicles / Branded TitleRates effective September 12, 2012| Account Type | Model Years | Maximum Financing † | Maximum Term | Terms | APR | | | | Classic Vehicle | Over 15 Years Old | Up to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License. | Up to 60 months | Good or better than good condition. Must be considered Classic, Collectible or Special Interest Car and Listed in the N.A.D.A.
| 10.24%* | | | | | Branded Title | 2003-2012 | 100% of Wholesale. | Up to 60 months | Salvaged, Warranty Return or Lemon Buyback, Remanufactured, Prior Taxi/Police | 10.24%* | | | † Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile. APR=Annual Percentage Rate All rates and policies are subject to change without notice.
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