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Rates

Autos



Model Years 2013 & Newer, New/Used

Rates effective November 12, 2014
  Account Type  Maximum Financing †  Maximum Term  APR
AutosPurchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 36 months1.29%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 48 months1.49%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 60 months1.79%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 72 months1.99%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 84 months2.99%*  
BoatsPurchase/Refinance** Boats up to 100% of Retail Value.Up to 144 months6.99%*  
RVsPurchase/Refinance** RVs up to 100% of Retail Value. Up to 240 months5.99%*  
† (Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
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Model Years 2010-2012

Rates effective November 12, 2014
  Account Type  Maximum Financing †  Maximum Term  APR
AutosPurchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 36 months1.29%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 48 months1.49%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 60 months1.79%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 72 months1.99%*  
Purchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 84 months2.99%*  
BoatsPurchase/Refinance:** Up to 100% of Retail ValueUp to 144 months8.99%*  
RVsPurchase/Refinance:** Up to 100% of Retail ValueUp to 240 months6.99%*  
† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
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Model Years 2007-2009

Rates effective May 21, 2014
  Account Type  Maximum Financing †  Maximum Term  APR
AutosPurchase/Refinance** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 72 months5.49%*  
BoatsPurchase/ Refinance:** Up to 100% of Retail ValueUp to 144 months9.99%*  
RVsPurchase / Refinance:** Up to 100% of Retail ValueUp to 240 months7.99% *  
† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
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Model Years 2005-2006

Rates effective January 1, 2014
  Account Type  Maximum Financing †  Maximum Term  APR
AutosPurchase*/Refinance**: Autos: up to 125% of Wholesale Value. Up to 60 months5.49%*  
† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
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Classic Vehicles / Branded Title

Rates effective January 1, 2014
  Account Type  Model Years  Maximum Financing †  Maximum Term  Terms  APR
Classic VehicleOver 15 Years OldUp to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License. Up to 60 monthsGood or better than good condition. Must be considered Classic, Collectible or Special Interest Car and Listed in the N.A.D.A. Photos required.
10.24%*  
Branded Title2005-2014100% of Wholesale. Up to 60 monthsSalvaged, Warranty Return or Lemon Law Buyback, Remanufactured, Prior Taxi/Police10.24%*  
† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.
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701 South China Lake Boulevard, Ridgecrest, California 93555
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