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RatesTerm Share / IRA Certificates6 MonthRates effective January 30, 2013| Account Balance | Rate | APY | | | | $500 to $2,499 | .15% | .15% | | | | | $2,500 to $9,999 | .20% | .20% | | | | | $10,000 to $49,999 | .25% | .25% | | | | | $50,000 & Over | .30% | .30% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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12 MonthRates effective January 30, 2013| Account Balance | Rate | APY | | | | $500 to $2,499 | .35% | .35% | | | | | $2,500 to $9,999 | .40% | .40% | | | | | $10,000 to $49,999 | .45% | .45% | | | | | $50,000 & Over | .50% | .50% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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24 MonthRates effective January 30, 2013| Account Balance | Rate | APY | | | | $500 to $2,499 | .55% | .55% | | | | | $2,500 to $9,999 | .60% | .60% | | | | | $10,000 to $49,999 | .65% | .65% | | | | | $50,000 & Over | .70% | .70% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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36 MonthRates effective January 30, 2013| Account Balance | Rate | APY | | | | $500 to $2,499 | .70% | .70% | | | | | $2,500 to $9,999 | .80% | .80% | | | | | $10,000 to $49,999 | .90% | .90% | | | | | $50,000 & Over | 1.00% | 1.00% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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48 MonthRates effective January 30, 2013| Account Balance | Rate | APY | | | | $500 to $2,499 | 1.05% | 1.05% | | | | | $2,500 to $9,999 | 1.15% | 1.15% | | | | | $10,000 to $49,999 | 1.25% | 1.26% | | | | | $50,000 & Over | 1.35% | 1.36% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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60 MonthRates effective January 30, 2013| Account Balance | Rate | APY | | | | $500 to $2,499 | 1.25% | 1.26% | | | | | $2,500 to $9,999 | 1.35% | 1.36% | | | | | $10,000 to $49,999 | 1.45% | 1.46% | | | | | $50,000 & Over | 1.55% | 1.56% | | | A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.
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