Auto Rates

Model Years 2020 & Newer**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Autos	2020 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 36 months	3.625%	01/01/21
Autos	2020 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 48 months	3.750%	01/01/21
Autos	2020 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 60 months	3.625%	01/01/21
Autos	2020 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 72 months	3.625%	01/01/21
Autos	2020 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 84 months	3.750%	01/01/21

† (Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
**Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum, which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2017-2021 Used**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Autos	2017-2021 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 36 months	3.625%	01/01/21
Autos	2017-2021 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 48 months	3.750%	01/01/21
Autos	2017-2021 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 60 months	3.625%	01/01/21
Autos	2017-2021 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 72 months	3.625%	01/01/21
Autos	2017-2021 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 84 months	4.000%	01/01/21

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2012-2016**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Autos	2012-2016**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 72 months	5.375%	01/01/21

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2007-2011**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Autos	2007-2011**	Autos up to 115% of Wholesale Value.*	Up to 60 months	6.375%	01/01/21

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Over 15 Years Old

Account Type	Model Years	Maximum Financing†	Terms	Maximum Term	APR†	Rates Effective
Classic Vehicle	Over 15 Years Old	Up to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License.	Good or better than good condition. Must be considered Classic, Collectible or Special Interest Car and listed in the N.A.D.A. Photos required.	Up to 60 months	10.74%	01/01/21

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2012-2021

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Branded Title	2012-2021	100% of Wholesale.	Up to 60 months	10.74%	01/01/21

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Account Balance	Dividend Rate	Term	APY	Rates Effective
$500 to $2,499	0.25%	6 month	0.25%	09/01/20
$2,500 to $9,999	0.25%	6 month	0.25%	09/01/20
$10,000 to $49,999	0.25%	6 month	0.25%	09/01/20
$50,000 & Over	0.25%	6 month	0.25%	09/01/20
$500 to $2,499	0.30%	12 month	0.30%	09/01/20
$2,500 to $9,999	0.30%	12 month	0.30%	09/01/20
$10,000 to $49,999	0.30%	12 month	0.30%	09/01/20
$50,000 & Over	0.30%	12 month	0.30%	09/01/20
$500 to $2,499	0.35%	24 month	0.35%	09/01/20
$2,500 to $9,999	0.35%	24 month	0.35%	09/01/20
$10,000 to $49,999	0.35%	24 month	0.35%	09/01/20
$50,000 & Over	0.35%	24 month	0.35%	09/01/20
$500 to $2,499	0.40%	36 month	0.40%	09/01/20
$2,500 to $9,999	0.40%	36 month	0.40%	09/01/20
$10,000 to $49,999	0.40%	36 month	0.40%	09/01/20
$50,000 & Over	0.40%	36 month	0.40%	09/01/20
$500 to $2,499	0.50%	48 month	0.50%	09/01/20
$2,500 to $9,999	0.50%	48 month	0.50%	09/01/20
$10,000 to $49,999	0.50%	48 month	0.50%	09/01/20
$50,000 & Over	0.50%	48 month	0.50%	09/01/20
$500 to $2,499	0.60%	60 month	0.60%	09/01/20
$2,500 to $9,999	0.60%	60 month	0.60%	09/01/20
$10,000 to $49,999	0.60%	60 month	0.60%	09/01/20
$50,000 & Over	0.60%	60 month	0.60%	09/01/20

The AltaOne Rate Advantage