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Auto Rates

The AltaOne Rate Advantage

AltaOne offers the best combination of competitive, low loan rates and a strong rate of return on your deposits. We save you a bundle on your loans, while we make your money work for you.

Model Years 2022 & Newer**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective
Autos 2022 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 36 months 4.750% 01/01/2023
Autos 2022 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 48 months 4.750% 01/01/2023
Autos 2022 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 66 months 4.750% 01/01/2023
Autos 2022 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 75 months 5.375% 01/01/2023
Autos 2022 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 84 months 6.250% 01/01/2023

† (Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
**Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum, which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2019-2023 Used**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective
Autos 2019-2023 Used** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 36 months 4.875% 01/01/02023
Autos 2019-2023 Used** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 48 months 4.875% 01/01/2023
Autos 2019-2023 Used** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 66 months 5.500 01/01/2023
Autos 2019-2023 Used** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 75 months 6.250% 01/01/2023
Autos 2019-2023 Used** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 84 months 6.500% 01/01/2023

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2014-2018**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective
Autos 2014-2018** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 66 months 6.750% 01/01/2023
Autos 2014-2018** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 75 months 7.000% 01/01/2023
Motorcycle 2014-2018** Motorcycle up to 125% of Retail Value.* Up to 60 months 7.74% 01/01/22

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2009-2013**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective
Autos 2009-2013** Autos up to 115% of Wholesale Value.* Up to 66 months 7.750% 01/01/2023

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Over 15 Years Old
Account Type Model
Years
Maximum
Financing†
Terms Maximum Term APR† Rates
Effective
Classic Vehicle Over 15 Years Old Up to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License. Must be considered Classic, Collectible or Special Interest Car and listed in the N.A.D.A. Photos required. A classic car is typically 25 years or older, of historical interest to be collectible, and tends to be restored. Must be registered, running, and in excellent condition. Up to 60 months 10.99% 11/3/22

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.