Auto Rates

Model Years 2019 & Newer**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Autos	2019 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 36 months	3.625%	01/22/20
Autos	2019 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 48 months	3.750%	01/22/20
Autos	2019 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 60 months	3.625%	02/28/20
Autos	2019 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 72 months	3.625%	02/28/20
Autos	2019 & Newer**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 84 months	3.750%	02/28/20

† (Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
**Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum, which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2016-2020 Used**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Autos	2016-2020 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 36 months	3.625%	01/22/20
Autos	2016-2020 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 48 months	3.750%	01/22/20
Autos	2016-2020 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 60 months	3.625%	02/28/20
Autos	2016-2020 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 72 months	3.625%	02/28/20
Autos	2016-2020 Used**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 84 months	4.000%	02/28/20

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2011-2015**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Autos	2011-2015**	Autos up to 125% of Dealer Invoice or Wholesale Value.*	Up to 72 months	5.375%	01/22/20

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years Over 15 Years Old

Account Type	Model Years	Maximum Financing†	Terms	Maximum Term	APR†	Rates Effective
Classic Vehicle	Over 15 Years Old	Up to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License.	Good or better than good condition. Must be considered Classic, Collectible or Special Interest Car and listed in the N.A.D.A. Photos required.	Up to 60 months	10.74%	01/01/20

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2011-2020**

Account Type	Model Years	Maximum Financing†	Maximum Term	APR†	Rates Effective
Branded Title	2011-2020	100% of Wholesale.	Up to 60 months	10.74%	01/01/20

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

The AltaOne Rate Advantage