Bump-Up Term Share and IRA Certificate Rates

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Account Type	Account Balance	Dividend Rate	APY	Rates Effective
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$5,000- $9,999	0.20%	0.20%	09/01/20
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$10,000 - $49,999	0.25%	0.25%	09/01/20
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$50,000 & Over	0.25%	0.25%	09/01/20
30 mo. Bump-Up* Term Share/IRA Certificates w/two bump options	$10,000 - $49,999	0.35%	0.35%	09/01/20
30 mo. Bump-Up* Term Share/IRA Certificates w/two bump options	$50,000 & Over	0.40%	0.40%	09/01/20

*Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower.
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.

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Account Balance	Dividend Rate	Term	APY	Rates Effective
$500 to $2,499	0.25%	6 month	0.25%	09/01/20
$2,500 to $9,999	0.25%	6 month	0.25%	09/01/20
$10,000 to $49,999	0.25%	6 month	0.25%	09/01/20
$50,000 & Over	0.25%	6 month	0.25%	09/01/20
$500 to $2,499	0.30%	12 month	0.30%	09/01/20
$2,500 to $9,999	0.30%	12 month	0.30%	09/01/20
$10,000 to $49,999	0.30%	12 month	0.30%	09/01/20
$50,000 & Over	0.30%	12 month	0.30%	09/01/20
$500 to $2,499	0.35%	24 month	0.35%	09/01/20
$2,500 to $9,999	0.35%	24 month	0.35%	09/01/20
$10,000 to $49,999	0.35%	24 month	0.35%	09/01/20
$50,000 & Over	0.35%	24 month	0.35%	09/01/20
$500 to $2,499	0.40%	36 month	0.40%	09/01/20
$2,500 to $9,999	0.40%	36 month	0.40%	09/01/20
$10,000 to $49,999	0.40%	36 month	0.40%	09/01/20
$50,000 & Over	0.40%	36 month	0.40%	09/01/20
$500 to $2,499	0.50%	48 month	0.50%	09/01/20
$2,500 to $9,999	0.50%	48 month	0.50%	09/01/20
$10,000 to $49,999	0.50%	48 month	0.50%	09/01/20
$50,000 & Over	0.50%	48 month	0.50%	09/01/20
$500 to $2,499	0.60%	60 month	0.60%	09/01/20
$2,500 to $9,999	0.60%	60 month	0.60%	09/01/20
$10,000 to $49,999	0.60%	60 month	0.60%	09/01/20
$50,000 & Over	0.60%	60 month	0.60%	09/01/20

A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.