Bump-Up Term Share and IRA Certificate Rates

The AltaOne Rate Advantage

AltaOne offers the best combination of competitive, low loan rates and a strong rate of return on your deposits. We save you a bundle on your loans, while we make your money work for you.

13 mo. Bump-Up* Term Share/IRA Certificates w/one bump option
Minimum balance $5,000, 3.25% Dividend Rate, 3.30% APY, Effective 12/12/22

Account Type	Account Balance	Dividend Rate	APY	Rates Effective
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$5,000- $9,999	4.00%	4.06%	12/12/22
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$10,000 - $49,999	4.00%	4.06%	12/12/22
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$50,000 & Over	4.00%	4.06%	12/12/22
30 mo. Bump-Up* Term Share/IRA Certificates w/two bump options	$10,000 - $49,999	0.35%	0.35%	09/01/20
30 mo. Bump-Up* Term Share/IRA Certificates w/two bump options	$50,000 & Over	0.40%	0.40%	09/01/20

*A penalty may be imposed for early withdrawal. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.

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Account Balance	Dividend Rate	Term	APY	Rates Effective
$500 to $2,499	1.25%	6 month	1.26%	12/12/22
$2,500 to $9,999	1.25%	6 month	1.26%	12/12/22
$10,000 to $49,999	1.25%	6 month	1.26%	12/12/22
$50,000 & Over	1.25%	6 month	1.26%	12/12/22
$500 to $2,499	1.30%	12 month	1.31%	12/12/22
$2,500 to $9,999	1.30%	12 month	1.31%	12/12/22
$10,000 to $49,999	1.30%	12 month	1.31%	12/12/22
$50,000 & Over	1.30%	12 month	1.31%	12/12/22
$500 to $2,499	1.35%	24 month	1.36%	12/12/22
$2,500 to $9,999	1.35%	24 month	1.36%	12/12/22
$10,000 to $49,999	1.35%	24 month	1.36%	12/12/22
$50,000 & Over	1.35%	24 month	1.36%	12/12/22
$500 to $2,499	1.40%	36 month	1.41%	12/12/22
$2,500 to $9,999	1.40%	36 month	1.41%	12/12/22
$10,000 to $49,999	1.40%	36 month	1.41%	12/12/22
$50,000 & Over	1.40%	36 month	1.41%	12/12/22
$500 to $2,499	1.50%	48 month	1.51%	12/12/22
$2,500 to $9,999	1.50%	48 month	1.51%	12/12/22
$10,000 to $49,999	1.50%	48 month	1.51%	12/12/22
$50,000 & Over	1.50%	48 month	1.51%	12/12/22
$500 to $2,499	1.60%	60 month	1.61%	12/12/22
$2,500 to $9,999	1.60%	60 month	1.61%	12/12/22
$10,000 to $49,999	1.60%	60 month	1.61%	12/12/22
$50,000 & Over	1.60%	60 month	1.61%	12/12/22

A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.