Bump-Up Term Share and IRA Certificate Rates

The AltaOne Rate Advantage

AltaOne offers the best combination of competitive, low loan rates and a strong rate of return on your deposits. We save you a bundle on your loans, while we make your money work for you.

Account Type	Account Balance	Dividend Rate	APY	Rates Effective
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$5,000- $9,999	0.45%	0.45%	04/01/16
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$10,000 - $49,999	0.55%	0.55%	04/01/16
18 mo. Bump-Up* Term Share/IRA Certificates w/one bump option	$50,000 & Over	0.65%	0.65%	04/01/16
30 mo. Bump-Up* Term Share/IRA Certificates w/two bump options	$10,000 - $49,999	0.80%	0.80%	04/01/16
30 mo. Bump-Up* Term Share/IRA Certificates w/two bump options	$50,000 & Over	0.90%	0.90%	04/01/16

*Bump-up rates shown require checking with direct deposit. For accounts not meeting this requirement, dividend rate will be .25% lower.
A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.

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