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Home Loan Product Details

Home Loan Product Details
 

PURCHASE

REFINANCE

Primary Residence
Fixed rate
5 to 30 year term
Details & Requirements
Minimum down payment 3%.
Buy down points available.
PMI approval required.

 
Primary Residence
Fixed rate
5 to 30 year term
Details & Requirements
 Maximum LTV: Cash out 80%, No cash out 97%
Points available on select terms.
PMI approval required on 80% LTV and above.

Second Home (Vacation)
Fixed rate
5 to 20 year term
Details & Requirements
Minimum down payment 10%.
Buy down points available.
PMI approval required.

Second Home (Vacation)
Fixed rate
5 to 20 year term
Details & Requirements
Maximum LTV: Cash out 75%, No cash out 90%
Points available on select terms.
PMI approval required
on 80% LTV and above.

Investment Home
Fixed rate
15 to 30 year term
Details & Requirements
Minimum down payment 15%.
PMI approval required.

Investment Home
Fixed rate
15 to 30 year term
Details & Requirements
Maximum LTV: Cash out 70%, No cash out 75%

Primary Residence Manufactured
Fixed rate
5 to 30 year term
Details & Requirements
 Minimum down payment 10%.
Buy down points available. PMI approval required. Manufactured after 1976.
Minimum double wide. Recorded 433A.

 

Primary Residence Manufactured
Fixed rate
5 to 30 year term
Details & Requirements
Maximum LTV: Cash out 65%, No cash out 95%
Points available on select terms.
PMI approval required.
Manufactured before 1976. Minimum double wide.
Recorded 433A.

Second Home (Vacation) Manufactured
Fixed rate
5 to 20 year term
Details & Requirements
Minimum down payment 10%.
Buy down points available. PMI approval required.
Manufactured after 1976.
Minimum double wide. Recorded 433A.

 

Second Home (Vacation) Manufactured
Fixed rate
5 to 20 year term
Details & Requirements
Maximum LTV: Cash out 65%, No cash out 90%.
Points available on select terms.
PMI approval required.
Manufactured before 1976. Minimum double wide.
Recorded 433A .

Premier Purchase Program (Primary Residence)
30 year fixed rate
1st mortgage combined with
10 year fixed rate
2nd mortgage
Details & Requirements
No PMI required.
Minimum credit score of 700.
No Manufactured homes.
Owner occupied properties only.

Primary Residence Jumbo
Minimum $510,400.
Fixed rate
15 to 30 year term
Details & Requirements
Maximum LTV: Cash out 80%, No cash out 90%
PMI approval required.
Minimum Credit Score of 700
for 80% LTV and above.

 

Primary Residence Jumbo
 Minimum $510,400
Fixed rate
15 to 30 year term
Details & Requirements
 Minimum down payment 5%.
Buy down points available.
PMI approval required.
Minimum Credit Score of 700
for 80% LTV and above.

Second Home (Vacation) Jumbo
 Minimum $510,400.
Fixed rate
15 to 30 year term
Details & Requirements
Maximum LTV: Cash out 80%, No cash out 90%.
PMI approval required.
Minimum Credit Score of 700
for 80% LTV and above.

 

Second Home (Vacation) Jumbo
 Minimum $510,400
Fixed rate
15 to 30 year term    
Details & Requirements
Minimum down payment 10%.
Buy down points available.
PMI approval required.
Minimum Credit Score of 700
for 80% LTV and above.