IRA Account Rates

The AltaOne Rate Advantage

AltaOne offers the best combination of competitive, low loan rates and a strong rate of return on your deposits. We save you a bundle on your loans, while we make your money work for you.

Account Type	Dividend Rate	APY	Rates Effective
IRA Accounts	0.15%	0.15%	09/01/20

Must have a balance of $100 to open, there is no minimum balance required to obtain the disclosed APY. Dividends are declared monthly and paid monthly.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.

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Account Balance	Dividend Rate	Term	APY	Rates Effective
$500 to $2,499	1.25%	6 month	1.26%	12/12/22
$2,500 to $9,999	1.25%	6 month	1.26%	12/12/22
$10,000 to $49,999	1.25%	6 month	1.26%	12/12/22
$50,000 & Over	1.25%	6 month	1.26%	12/12/22
$500 to $2,499	1.30%	12 month	1.31%	12/12/22
$2,500 to $9,999	1.30%	12 month	1.31%	12/12/22
$10,000 to $49,999	1.30%	12 month	1.31%	12/12/22
$50,000 & Over	1.30%	12 month	1.31%	12/12/22
$500 to $2,499	1.35%	24 month	1.36%	12/12/22
$2,500 to $9,999	1.35%	24 month	1.36%	12/12/22
$10,000 to $49,999	1.35%	24 month	1.36%	12/12/22
$50,000 & Over	1.35%	24 month	1.36%	12/12/22
$500 to $2,499	1.40%	36 month	1.41%	12/12/22
$2,500 to $9,999	1.40%	36 month	1.41%	12/12/22
$10,000 to $49,999	1.40%	36 month	1.41%	12/12/22
$50,000 & Over	1.40%	36 month	1.41%	12/12/22
$500 to $2,499	1.50%	48 month	1.51%	12/12/22
$2,500 to $9,999	1.50%	48 month	1.51%	12/12/22
$10,000 to $49,999	1.50%	48 month	1.51%	12/12/22
$50,000 & Over	1.50%	48 month	1.51%	12/12/22
$500 to $2,499	1.60%	60 month	1.61%	12/12/22
$2,500 to $9,999	1.60%	60 month	1.61%	12/12/22
$10,000 to $49,999	1.60%	60 month	1.61%	12/12/22
$50,000 & Over	1.60%	60 month	1.61%	12/12/22

A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.