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Vehicle Protection Products 

Vehicle Protection Products

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At AltaOne Federal Credit Union, we want to ensure that your vehicle investment is protected. That’s why we are now offering you, our valued member, GAP Advantage with PowerBuy™ and Major Mechanical Protection2 (MMP).


On average, the typical new car loses 11% of its value the second you drive it off the lot.* And, if your vehicle is totaled or stolen and not recovered, your standard auto insurance policy may not cover the remaining balance of your auto loan, leaving you with a balance on a vehicle you can no longer drive.

GAP Advantage with PowerBuy can cover the remaining balance of your loan AND give you additional funds to finance your next vehicle with us. A totaled car does not have to be a total loss when you have GAP Advantage with PowerBuy.


The average new car is out of warranty in just 2 ½ years. With advanced electronics and integrated systems, repairing or replacing parts is more expensive than ever. In fact, when you add in labor costs that can reach $125 per hour or more, a single repair can easily cost more than a vehicle protection plan.

For less than the cost of a single repair, Major Mechanical Protection (MMP) can help protect you from the expense of unexpected repairs, getting the most out of your mileage.

To find out more about these valuable vehicle protection products, contact your service representative today! (760) 371-7000  |  toll-free 800-433-9727  |  AltaOne.org

1Your purchase of GAP Advantage with PowerBuy is optional. Whether or not you purchase GAP Advantage PowerBuy will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage with PowerBuy. You should carefully read the contract for a full explanation of the terms. *GAP Advantage with PowerBuy is considered insurance coverage in some states.

2Plans are available for most new and used domestic and imported vehicles. Speak to your loan officer or service representative for vehicle eligibility criteria and more details. Major Mechanical Protection is considered insurance coverage in some states. 

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