Home Equity Loan Products

Home Equity

Second Mortgage

Fixed rate
5 to 10 year term

 

Details & Requirements

Primary and Secondary residences are eligible. Maximum LTV 80%.

Equity Builder

Fixed rate
10 year term
Details & Requirements
Primary residence only. No manufactured homes. Maximum LTV 20% and CLTV 100%. Minimum credit score of 700. For home improvement only.

Home Equity Line of Credit 15/10

Adjustable rate
15 year total term
10 year draw period

 
Details & Requirements
Primary and Secondary residences are eligible. Up to 100% HCLTV for qualifying members. Interest only monthly payments during draw period.

Home Equity Line of Credit 25/10

Adjustable rate
25 year total term
10 year draw period

 
Details & Requirements
Primary and Secondary residences are eligible. Up to 100% HCLTV for qualifying members. Interest only monthly payments during draw period.

Home Equity Line of Credit 25/15

Adjustable rate
25 year total term
 15 year draw period
Details & Requirements
Primary and Secondary residences are eligible. Up to 100% HCLTV for qualifying members. Fully amortized monthly payments.