Purchase Loan Products

Home Loans

 

Primary Residence

Fixed rate
5 to 30 year term

Details & Requirements

Minimum down payment 3%. Buy down points available. PMI approval required.

Second Home (Vacation)

Fixed rate
5 to 20 year term
Details & Requirements
Minimum down payment 10%. Buy down points available. PMI approval required.

Investment Home

Fixed rate
15 to 30 year term
Details & Requirements
Minimum down payment 15%. PMI approval required.

Primary Residence Manufactured

Fixed rate
5 to 30 year term
Details & Requirements
 Minimum down payment 10%. Buy down points available. PMI approval required. Manufactured before 1976. Minimum double wide. Recorded 433A.

Second Home (Vacation) Manufactured

Fixed rate
5 to 20 year term
 
Details & Requirements
Minimum down payment 10%. Buy down points available. PMI approval required. Manufactured before 1976. Minimum double wide. Recorded 433A.

 

Premier Purchase Program (Primary Residence)

30 year fixed rate 1st mortgage combined with 10 year fixed rate 2nd mortgage

Details & Requirements
No PMI required. Minimum credit score of 700. No Manufactured homes. Owner occupied properties only.

Primary Residence Jumbo

 Minimum $417,000.
Fixed rate
15 to 30 year term
Details & Requirements
 Minimum down payment 5%. Buy down points available. PMI approval required. Minimum Credit Score of 700 for 80% LTV and above.

Second Home (Vacation) Jumbo

 Minimum $417,000.
Fixed rate
15 to 30 year term
Details & Requirements
Minimum down payment 10%. Buy down points available. PMI approval required. Minimum Credit Score of 700 for 80% LTV and above.