Home Loans - Refinance Loan Products

 
Home Loans

 

Primary Residence

 

Fixed rate
5 to 30 year term
Details & Requirements

 

 Maximum LTV:
Cash out 80%
No cash out 97%
Points available on select terms. PMI approval required on 80% LTV and above.

Second Home (Vacation)

 

Fixed rate
5 to 20 year term
Details & Requirements

 

Maximum LTV:
Cash out 75%
No cash out 90%
Points available on select terms. PMI approval required on 80% LTV and above.

Investment Home

 

Fixed rate
15 to 30 year term
Details & Requirements

 

 Maximum LTV:
Cash out 70%
No cash out 75%

 

Primary Residence Manufactured

 

Fixed rate
5 to 30 year term
Details & Requirements

 

 Maximum LTV:
Cash out 65%
No cash out 95%
Points available on select terms.
PMI approval required. Manufactured before 1976. Minimum double wide. Recorded 433A.

Second Home (Vacation) Manufactured

 

Fixed rate
5 to 20 year term
Details & Requirements

 

 Maximum LTV:
Cash out 65%
 No cash out 90%.
Points available on select terms.
PMI approval required. Manufactured before 1976. Minimum double wide. Recorded 433A.

Primary Residence Jumbo

 

 Minimum $417,000.
Fixed rate
15 to 30 year term
Details & Requirements

 

Maximum LTV:
Cash out 80%
No cash out 90%
PMI approval required. Minimum Credit Score of 700 for 80% LTV and above.

Second Home (Vacation) Jumbo

 

 Minimum $417,000.
Fixed rate
15 to 30 year term
Details & Requirements

 

Maximum LTV:
Cash out 80%
No cash out 90%.
PMI approval required. Minimum Credit Score of 700 for 80% LTV and above.