Home Loans - Refinance Loan Products

 
Home Loans
 


Primary Residence

Fixed rate
5 to 30 year term

Details & Requirements

 Maximum LTV:
Cash out 80%
No cash out 97%
Points available on select terms. PMI approval required on 80% LTV and above.


 

 

Second Home (Vacation)

Fixed rate
5 to 20 year term

Details & Requirements

Maximum LTV:
Cash out 75%
No cash out 90%
Points available on select terms. PMI approval required on 80% LTV and above.



 
 
 

Investment Home

Fixed rate
15 to 30 year term


Details & Requirements
Maximum LTV:
Cash out 70%
No cash out 75%



 
 

Primary Residence Manufactured

Fixed rate
5 to 30 year term

 
Details & Requirements
Maximum LTV:
Cash out 65%
No cash out 95%
Points available on select terms.
PMI approval required.
Manufactured before 1976. Minimum double wide. Recorded 433A.


 
 
 

Second Home (Vacation) Manufactured

Fixed rate
5 to 20 year term


Details & Requirements
Maximum LTV:
Cash out 65%
 No cash out 90%.
Points available on select terms. PMI approval required. Manufactured before 1976. Minimum double wide. Recorded 433A
.



 

Primary Residence Jumbo

Minimum $417,000.
Fixed rate
15 to 30 year term

 
Details & Requirements
Maximum LTV:
Cash out 80%
No cash out 90%
PMI approval required. Minimum Credit Score of 700 for 80% LTV and above.


 

 

Second Home (Vacation) Jumbo

 Minimum $417,000.
Fixed rate
15 to 30 year term

Details & Requirements
Maximum LTV:
Cash out 80%
No cash out 90%.
PMI approval required. Minimum Credit Score of 700 for 80% LTV and above.