Your Path to homeownership with altaone

Tips & Resources for First-Time Homebuyers

Buying a home is an exciting journey, and AltaOne Federal Credit Union is here to guide you every step of the way. From getting pre-approved for a loan to closing on your dream home, our comprehensive process ensures you have the support and resources you need. Here’s a step-by-step guide to help you understand what it takes to buy a house, making the process smooth and stress-free.

7 Steps to Buying Your Home

1. Get Pre-Approved for a Loan
Start your home-buying journey by getting pre-approved for a home loan with AltaOne. This will give you a clear idea of your budget and show sellers you’re a serious buyer.

2. Find a Real Estate Agent
Work with a trusted real estate agent who understands your needs and the local market. They’ll help you find the perfect home and negotiate the best deal.

3. Start House Hunting
With your pre-approval in hand and your agent by your side, begin shopping for your dream home. Attend open houses, schedule viewings, and explore different neighborhoods.

4. Make an Offer
Once you’ve found the right home, your agent will help you make a competitive offer. If accepted, you’ll move on to the next steps in the buying process.

5. Accepted Offer and Home Appraisal
Once your negotiated offer is accepted and we receive your purchase contract, we will order an appraisal to confirm the home’s value.

6. Finalize Your Loan
AltaOne will guide you through the process to confirm your loan details.

7. Close on Your New Home
Review and sign your loan closing documents and receive the keys to your new home. Congratulations—you are now a home owner.

For more detailed guidance and personalized support, call us at (833) 4-AltaOne (833-425-8266) or visit your local AltaOne branch.
We’re here to help you every step of the way!

Resources to Help You Plan to Buy Your Dream Home

Click on the images below to access each resource.