Featured Rates

Conventional (30 yr) *
Conventional (20 yr) *
Conventional (15 yr) *
 

REAL ESTATE AGENT RESOURCES

Explore Exciting Home Loan Opportunities With AltaOne!

Apply for a Home Loan 24 Hours a Day, 7 Days a Week by
Calling (833) 4-AltaOne (833-425-8266)

At AltaOne Federal Credit Union, we know that the journey to finding the perfect home can be quite an adventure! And we know that securing the right financing is a big deal on that journey. That's why we're all in when it comes to providing your clients with flexible, affordable, and personalized home loan options that fit them to a T.

Here's what makes us stand out from the crowd:

Products:

  • Conventional, VA, FHA and USDA

  • ITIN Program that offers LTVs up to 90%

  • Jumbo loans up to $2,000,000 and LTVs up to 95%

Price

  • More than competitive rates as we strive to extend to your client and our members affordable pricing expanding their purchasing limits.

Process

  • You will be included in the process from beginning to end. Every step that is achieved, you will be engaged and notified.

People

  • Our team is dedicated to ensuring the communications channels are active and they operate knowing that whatever it takes, we will MAKE IT HAPPEN.

So, let's team up and make this homebuying journey a memorable and successful one for your clients!

  • 2022 Ridgecrest Area Association of Realtors Affiliate of the Year

Reach out to a member of our Home Loan Team directly by completing the contact form below:

We are a phone call or email away! Call our Home Loan professionals directly at (800) 433-9727 ext. 7045 or submit the form below to send a message. Please be advised, this is an unsecure message. Do not send account numbers, social security numbers, or any other private personal identifying information in this message. We strive to reply within 24 business hours, weekends and holidays excluded.

All loans and offers of credit are subject to approval based upon creditworthiness, qualifications, program guidelines, and applicable collateral conditions.

Please visit the Nationwide Mortgage Licensing System & Registry (NMLS) Consumer Access website to confirm AltaOne Federal Credit Union (ID# 586019) is licensed and registered to do business in your state. This is a free service for consumers. The website address is nmlsconsumeraccess.org.

***Match or Beat Your Rate Home Loan Program Terms & Conditions
Proof of the competing lender's offer, in the form of a Loan Estimate in the member's name, must be provided. If refinancing, you must provide a copy of the loan note or mortgage statement showing the rate and term. Loan must be for a mortgage of the same type, term, and amount, and have the same property address. Not applicable for VA or FHA loans. Subject to credit and underwriting approval by AltaOne Federal Credit Union. Our rate floor for the Program is set at 5.50% APR. We reserve the right to refuse participation in the Program if the competing rate falls below this floor.