Real Estate Agent Resources

Featured Rates

Conventional (30 yr) *
Conventional (20 yr) *
Conventional (15 yr) *

Explore Exciting Home Loan Opportunities With AltaOne!

Apply for a Home Loan 24 Hours a Day, 7 Days a Week by Calling (833) 4-AltaOne (833-425-8266)

At AltaOne Federal Credit Union, we know that the journey to finding the perfect home can be quite an adventure! And we know that securing the right financing is a big deal on that journey. That's why we're all in when it comes to providing your clients with flexible, affordable, and personalized home loan options that fit them to a T.

Here's what makes us stand out from the crowd:

  1. Competitive Rates: We've got competitive interest rates that'll help your clients keep those monthly payments wallet friendly.

  2. Match or Beat Your Rate Home Loan: We can save your clients money and help them make their payments affordable with our Match or Beat Your Rate Home Loan Program.***

  3. Expert Guidance: Our seasoned mortgage professionals are ready to steer your clients through every twist and turn of the home loan process. They're all about making sure it's a smooth and stress-free ride.

  4. Variety of Loan Products: Whether your clients are first-time house hunters, looking to shake up their current mortgage situation, or interested in diving into the world of investment properties, we have many loan options to cater to their unique goals. Conventional, refinance, FHA, VA and even ITIN* loan programs are available.

  5. Fast and Efficient Approvals: We get it, time is of the essence in the real estate game. That's why we're all about fast and efficient loan approvals, so your transactions stay right on track.

  6. Local Community Focus: We're not a big, faceless financial institution. Nope, we're a credit union that's deeply rooted in our communities and committed to supporting local homebuyers. Your clients can count on us as their friendly neighbors and trusted financial partners.

So, let's team up and make this homebuying journey a memorable and successful one for your clients!

  • 2022 Ridgecrest Area Association of Realtors Affiliate of the Year

Reach out to a member of our Home Loan Team directly by completing the contact form below:

We are a phone call or email away! Call our Home Loan professionals directly at (800) 433-9727 ext. 7045 or submit the form below to send a message. Please be advised, this is an unsecure message. Do not send account numbers, social security numbers, or any other private personal identifying information in this message. We strive to reply within 24 business hours, weekends and holidays excluded.

All loans and offers of credit are subject to approval based upon creditworthiness, qualifications, program guidelines, and applicable collateral conditions.
*10 % cash required from buyer(s). Pivot Lending Group NMLS# 109995. Pivot Financial Partners, Inc. dba Pivot Lending Group; dba Pivot Servicing Group, 10397 W. Centennial Road, Littleton, CO 80127. Pivot does business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. Pivot Lending Group and Pivot Servicing Group is regulated by: the Division of Real Estate (CO).
Please visit the Nationwide Mortgage Licensing System & Registry (NMLS) Consumer Access website to confirm AltaOne Federal Credit Union (ID# 586019) is licensed and registered to do business in your state. This is a free service for consumers. The website address is nmlsconsumeraccess.org.

***Match or Beat Your Rate Home Loan Program Terms & Conditions
Proof of the competing lender's offer, in the form of a Loan Estimate in the member's name, must be provided. If refinancing, you must provide a copy of the loan note or mortgage statement showing the rate and term. Loan must be for a mortgage of the same type, term, and amount, and have the same property address. Not applicable for VA or FHA loans. Subject to credit and underwriting approval by AltaOne Federal Credit Union. Our rate floor for the Program is set at 5.50% APR. We reserve the right to refuse participation in the Program if the competing rate falls below this floor.