*AltaOne Platinum Rewards cardholders will earn 2X reward points on all eligible purchases made between November 27, 2025, and December 31, 2025. Bonus points will be automatically applied and reflected in your eLevate Rewards account. Terms and conditions apply. Offer valid only for AltaOne Platinum Rewards card holders in good standing. AltaOne reserves the right to modify or cancel this promotion at any time. All loans subject to credit approval.

*APR=Annual Percentage Rate. Promotion period is 11/1/2025 through 12/31/2025. Rates are as low as 7.99% APR. There is a minimum loan amount of $300,a maximum loan amount of $5,000, and terms up to 18-months. Your rate may differ based on your credit worthiness. Estimated payment for $5,000 for 18-months at 7.99% APR is $295.62. Other terms and rates are available. All loans subject to credit approval. This promotion is not valid on in-house refinances or loan modifications. Membership is required. Other restrictions may apply.

1. Terms up to 84 months. Your rate may vary depending on credit history, credit profile, vehicle, term and underwriting factors. Rate will not go below the floor of 4.74% APR. APR = Annual Percentage Rate. Model years older than 2016 excluded. Existing AltaOne loans are not eligible for refinancing. $5,000 minimum refinance loan amount. AltaOne membership required. 2. No payments for up to 90 days: You must notify AltaOne of your desired payment start date at the time of loan closing. Your payment date must be within 90 days of loan funding. Interest accrues from date of funding. 3. Cash Back Bonus: 1% of the amount financed up to a maximum of $500. If the refinanced loan is paid off within 6 months, then the cash back bonus will be added to the loan payoff amount. Promotion may end at any time, with or without notice. All credit union loan programs, rates, terms, and conditions are subject to change without notice.