AUTO LOAN REFINANCE SPECIAL

Lower Your Auto Loan Payment
No Payments for 90 Days
Up to $500 Cash Back

1. Terms up to 84 months. Your rate may vary depending on credit history, credit profile, vehicle, term and underwriting factors. Rate will not go below the floor of 4.74% APR. APR = Annual Percentage Rate. Model years older than 2016 excluded. Existing AltaOne loans are not eligible for refinancing. $5,000 minimum refinance loan amount. AltaOne membership required. 2. No payments for up to 90 days: You must notify AltaOne of your desired payment start date at the time of loan closing. Your payment date must be within 90 days of loan funding. Interest accrues from date of funding. 3. Cash Back Bonus: 1% of the amount financed up to a maximum of $500. If the refinanced loan is paid off within 6 months, then the cash back bonus will be added to the loan payoff amount. Promotion may end at any time, with or without notice. All credit union loan programs, rates, terms, and conditions are subject to change without notice.

**Enjoy 0% APR* until January 2027**

REGAIN CONTROL OF YOUR FINANCES THROUGH A CREDIT CARD BALANCE TRANSFER!

Ready to simplify your finances and save big? Enjoy 0% APR* until January 2027 by transferring your high rate balances to an AltaOne Credit Card! Pay down debt faster, stress less with a single low monthly payment, and start the new year with confidence!

Here’s why you’ll love it:

✅ 0% APR* on transferred balances until January 2027
✅ Low 4% Balance Transfer Fee
✅ One low monthly payment
✅ Easy Balance Transfer Process

Don't have an AltaOne credit card?

Apply for a credit card now to take advantage of the balance transfer offer.

✅ Fast. ✅ Secure. ✅ Risk-free.

APPLY FOR A VISA CREDIT CARD

Ready to transfer balances to your AltaOne Visa® Platinum Credit Card? It's as easy as 1-2-3!

Step 1: Complete the Balance Transfer Request Form by clicking the button below:

Step 2: Print your completed Balance Transfer Request Form.

Step 3: Take your completed form to any AltaOne Branch or securely Submit Balance Transfer Request Form with the button below!

Download Balance Transfer Request Form

Submit Completed Form To AltaOne

What is a credit card balance transfer?

A credit card balance transfer is a smart money move that allows you to move high-interest debt from one or more credit cards to your AltaOne Visa® Platinum Credit Card at a low rate of 0% until January 2027. This helps you save money on interest, pay off debt faster, and simplifies your life with one low monthly payment for easier money management.

Why Transfer Balances From Other Cards?

0% APR through January 2027, and great personalized service. Plus, one low monthly payment for easier money management.

How Much Can You Save?

Average consumer carries $8,500 in outstanding credit card balances
The average bank credit card APR is 21%
If you transferred $8,500 in balances and paid 0% over 12 months, you would save almost $1800 in interest!

Regain Control Of Your Finance | Watch Video

  
    *Terms and Conditions:
Offer good on New and Existing AltaOne Visa Credit Cards. Promotion period begins 1/15/2026- 3/31/2026. Balance transfers must be completed during this period to qualify. Balance Transfer 0% APR applies through your January 2027 statement closing date. After that, your standard APR applies (see cardholder agreement). A fee of 4% applies to each transaction. Transferred balances do not earn eLevate Rewards® points. Eligible cards: New and Existing Visa Platinum, Visa Platinum Rewards, Visa Business Platinum Rewards, and Visa Platinum Secured (annual fee: $30). Offer excludes purchases and transfers of existing AltaOne loans or credit cards. Terms and conditions are subject to change without notice. Credit card funding is subject to credit approval.