*APR = Annual Percentage Rate. APR is current as of 1/15/2021. The APR for your mortgage loan could be higher based on your credit history and credit qualifications. The appraisal fee is nonrefundable. You are financially responsible for the appraisal fee even if the appraisal service gets ordered and the loan application is withdrawn or closing does not occur. The appraisal fee can be included in the loan amount for Owner-Occupied Refinance of Primary Residence transactions only; otherwise, the appraisal fee is required by the member at closing. The 3.06% APR is based on a 30 year fixed term of 360 payments of principal and interest in the amount of $843.21 for a purchase price of $250,000.00 with 20% down payment for a loan amount of $200,000.00. Annual Percentage Rate subject to change based on any additional fees or charges. All rates are subject to change at any time without prior notice. All loans are subject to credit approval. Additional restrictions may apply. Financing available for qualified members.