Rates

Autos

The AltaOne Rate Advantage

AltaOne offers the best combination of competitive, low loan rates and a strong rate of return on your deposits. We save you a bundle on your loans, while we make your money work for you.

Click Here to view our list of Dealer Partners

Model Years 2015 & Newer**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective
Autos 2016 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 36 months 2.24% 01/01/17
Autos 2016 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 48 months 2.54% 01/01/17
Autos 2016 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 60 months 2.74% 01/01/17
Autos 2016 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 72 months 3.24% 01/01/17
Autos 2016 & Newer** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 84 months 3.74% 01/01/17

† (Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
**Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum, which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2012-2014**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective
Autos 2013-2015** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 36 months 3.24% 01/01/17
Autos 2013-2015** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 48 months 3.54% 01/01/17
Autos 2013-2015** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 60 months 3.74% 01/01/17
Autos 2013-2015** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 72 months 4.24% 01/01/17
Autos 2013-2015** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 84 months 4.74% 01/01/17

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2007-2011**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective
Autos 2008-2012** Autos up to 125% of Dealer Invoice or Wholesale Value.* Up to 72 months 5.74% 01/01/17

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years Over 15 Years Old
Account Type Model
Years
Maximum
Financing†
Terms Maximum Term APR† Rates
Effective
Classic Vehicle Over 15 Years Old Up to 100% of Cash Selling Price or Appraised Value. Including Tax and/or License. Good or better than good condition. Must be considered Classic, Collectible or Special Interest Car and listed in the N.A.D.A. Photos required. Up to 60 months 10.49% 07/13/16

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.

Model Years 2007-2016**
Account Type Model
Years
Maximum
Financing†
Maximum Term APR† Rates
Effective

† Maximum financing may vary as determined by your individual credit profile. Rates are as low as the Premier Plus Rates and your individual rate may be higher as determined by your individual credit profile.
* INCLUDING Sales Tax, Title Fees and Warranties/Service Contracts/GAP on Autos.
** Loans currently financed with AltaOne are subject to an additional charge of 1% of the refinance amount with $100 minimum which is due at the time of signing.
APR=Annual Percentage Rate
All rates and policies are subject to change without notice.