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Skip A Payment
don’t have a cow - Skip Your Payment Instead!
Skip an eligible loan payment for just a $29*** fee and have extra money for the holidays—plus, $5 goes to a good cause!
Take a break from your loan payment with AltaOne's Skip-a-Payment program! Enjoy extra flexibility by skipping an eligible loan payment when you need it most—perfect for managing unexpected expenses or treating yourself to something special. It’s quick, easy, and hassle-free, giving you financial breathing room while staying on track with your goals.
It’s easy to skip-call, visit, or mail us your request.
Give us a call at (800) 433-9727, visit your nearby AltaOne branch or click on the link below to complete the Skip-A-Pay Request form and mail it to us at:
AltaOne Federal Credit Union
PO Box 1209
Ridgecrest CA 93556-1209
***Only accounts in good standing are eligible Skip-A-Pay. Loans be open for at least 90 days. Skip-A-Pay cannot be consecutive and requires 5 months of on-time payments in between. Certain loans are ineligible for Skip-A-Pay, including closed-end first and second mortgages, HELOCs, business loans, share-secured credit cards/loans, work-out loans, and negative share draft loans. Credit Union GAP insurance covers up to three skipped or deferred payments per loan term. A $29 fee applies per skipped payment. The nonrefundable $29 fee will be deducted from a savings or checking account tied to the loan, with $5 donated to a good cause. Extra payments may be needed to pay off the loan beyond its original term. Regular payments resume the month after the skip. Call AltaOne for more information.
