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| New Auto Loans | * |
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| Money Market | ** |
Skip a Payment This month When You Need Extra Cash
Need a little extra breathing room? With AltaOne’s Skip-a-Payment program, you can skip an eligible loan payment for a $29* fee and enjoy added flexibility when it matters most.
Whether you’re managing unexpected expenses, planning for the holidays, or simply giving your budget a break, Skip‑a‑Payment helps you stay in control—without falling behind on your financial goals.
How It Works
Skip one eligible loan payment
Pay a low $29* fee
$5 of every fee supports a charitable cause
Why Skip a Payment?
Immediate cash flow relief
Quick and easy to apply
No hassle—just flexibility when you need it
Take a short break from your loan payment and focus on what matters most. It’s a simple way to give yourself financial peace of mind—while still staying on track.
Skip today. Breathe easier tomorrow.
Call, visit, or mail us your request.
Give us a call at 800-433-9727, visit your nearby AltaOne branch or click on the link below to complete the Skip-A-Pay Request form and mail it to us at:
AltaOne Federal Credit Union
PO Box 1209
Ridgecrest CA 93556-1209
*Only accounts in good standing are eligible Skip-A-Pay. Loans be open for at least 90 days. Skip-A-Pay cannot be consecutive and requires 5 months of on-time payments in between. Certain loans are ineligible for Skip-A-Pay, including closed-end first and second mortgages, HELOCs, business loans, share-secured credit cards/loans, work-out loans, and negative share draft loans. Credit Union GAP insurance covers up to three skipped or deferred payments per loan term. A $29 fee applies per skipped payment. The nonrefundable $29 fee will be deducted from a savings or checking account tied to the loan, with $5 donated to a good cause. Extra payments may be needed to pay off the loan beyond its original term. Regular payments resume the month after the skip. Call AltaOne for more information.
