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Skip a Payment When You Need Extra Cash

Need a little extra breathing room? With AltaOne’s Skip-A-Pay program, you can skip an eligible loan payment for a low fee of just $29* and enjoy added flexibility when it matters most.

Whether you’re managing unexpected expenses, need a little financial breathing room, or simply giving your budget a break, Skip‑A‑Pay helps you stay in control—without falling behind on your financial goals.

How It Works

Skip one eligible loan payment
Complete the quick and easy form to apply
Pay a low $29* fee ($5 of every fee supports a charitable cause)
Enjoy immediate cash flow relief

Quick and easy No Hassle—just flexibility when you need it

Take a short break from your loan payment and focus on what matters most. It’s a simple way to give yourself financial peace of mind—while still staying on track.

REQUEST TO SKIP-A-PAYMENT TODAY

Skip today. Breathe easier tomorrow.

Complete Your Request Online Today. Or you can call, visit, or mail us your request.

Give us a call at 800-433-9727, visit your nearby AltaOne branch or click on the link below to complete the Skip-A-Pay Request form and mail it to us at:
AltaOne Federal Credit Union
PO Box 1209
Ridgecrest CA 93556-1209

SKIP-A-PAY REQUEST FORM

*Only accounts in good standing are eligible for Skip-A-Pay. Loans must be open for at least 90 days. Skip-A-Pay cannot be consecutive and requires 5 months of on-time payments in between. Certain loans are ineligible for Skip-A-Pay, including closed-end first and second mortgages, HELOCs, business loans, share-secured credit cards/loans, work-out loans, and negative share draft loans. Credit Union GAP insurance covers up to three skipped or deferred payments per loan term. A $29 fee applies per skipped payment. The nonrefundable $29 fee will be deducted from a savings or checking account tied to the loan, with $5 donated to a good cause. Extra payments may be needed to pay off the loan beyond its original term. Regular payments resume the month after the skip. Call AltaOne for more information.