Business Lending

Featured Rates

Regular Shares **
Visa Platinum Rewards - Business *
Off Road Vehicles / Personal Watercraft / Snow Mobiles / Utility Trailers *

We have the resources to help your business grow!

Whether you’d like to buy equipment, finance property, or better manage your cash flow, we have business lending options that can give you the resources you need to grow your business.

Visa® Business Platinum Rewards Credit Card

Credit limits up to $50,000 with a low (fixed/variable) rate. UChoose Rewards included without an annual fee.

Business Unsecured Term Loans

Loan amounts up to $100,000 with terms up to 60 months. Loan can be used for expansion, tenant improvements for rented or leased locations, equipment, fixtures, and other business-related items.

Commercial Real Estate Loans

Business Property. Purchase money or refinance a loan for your business property. Secured by a first trust deed. Maximum loan to value of 80%. Minimum loan amount of $50,000 with a fixed maturity date not to exceed 15 years. Loans may be amortized for a longer period.

Income-Producing Property. Purchase money or refinance your existing loan for residential or commercial income-producing property. Maximum loan to value 75%. Term not to exceed 15 years. Loans may be amortized over a longer period.

Business Equipment Loans

Secured loan with proceeds used to buy equipment or machinery for a business. Minimum amount of $10,000 with a fixed maturity date not to exceed 7 years or expected life of equipment.

Business Vehicle Loans

Purchase or refinance a commercial vehicle or a car/truck/van for business purposes. Fixed-rate loans with a maximum term of 84 months. Vehicles must be registered in the State of California.

SBA Loans

We’re an SBA - U.S. Small Business Administration Lender. For expansion or purchase, our SBA Loans can help grow your business!


Interested in a Business Loan?

For more information about our business lending or to apply for a business loan, visit your local branch (click to find nearest branch) or complete the form below, and a Business Lender will contact you to start your application. Please be advised, this is an unsecure message. Do not send account numbers, social security numbers, or any other private personal identifying information in this message. We strive to reply within 24 business hours, weekends and holidays excluded.


All loans and offers of credit are subject to approval based upon creditworthiness, qualifications, program guidelines, and applicable collateral conditions.