Featured Rates
| Conventional (30 yr) | * |
| Conventional (20 yr) | * |
| Conventional (15 yr) | * |
Lock in a great rate and Put Your Equity to Work.
Use a Home Equity Loan from AltaOne to fund life’s next milestone with rates as low as 6.625% APR*.
Tap into the value you've built in your home. Whether you're looking to make much-needed home improvements, consolidate debt, cover education costs, or handle unexpected expenses, a Home Equity loan from AltaOne can provide the funds you need. With low fixed rates, it's a smart and affordable way to finance big projects! Plus, you might even enjoy the benefit of tax-deductible interest (consult a tax professional).
Enjoy a low fixed rate that keeps monthly payments predictable.
Receive a lump sum to fund big plans or consolidate higher-rate debt.
Take advantage of possible tax benefits (consult your tax advisor).
Use the funds your way—no restrictions on how you put your equity to work.
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Not ready to apply or have questions? Send us a message below:
We are a phone call or email away! Call our Home Loan professionals directly at 800-433-9727 or submit the form below to send a message. Please be advised, this is an unsecure message. Do not send account numbers, social security numbers, or any other private personal identifying information in this message. We strive to reply within 24 business hours, weekends and holidays excluded.
AltaOne is an Affiliate Member of the Bakersfield Association of Realtors, Ridgecrest Area Association of Realtors and the Tehachapi Area Association of Realtors.
Voted a Favorite or Best Mortgage Company year over year in Bakersfield and Tehachapi
2022 Ridgecrest Area Association of Realtors Affiliate of the Year
*APR = Annual Percentage Rate.
All loans are subject to credit approval and eligibility. Not all applicants will qualify. Loans are secured by a property lien. Additional documentation may be required. Rates and fees may vary based on credit, LTV, property type, loan amount, and purpose, and may change without notice. Available for owner occupied California primary residences only. Homeowner’s insurance required. AltaOne Federal Credit Union membership required.