Featured Rates

Conventional (30 yr) *
Conventional (20 yr) *
Conventional (15 yr) *

HOME EQUITY LOAN

An AltaOne home equity Loan is a great way to tap into the value you've built up in your home. Whether you're looking to make some much-needed home improvements, consolidate debt, cover education costs, or handle unexpected expenses, a home equity loan from AltaOne can provide the funds you need. With lower interest rates than credit cards or personal loans, it's a smart and affordable way to finance big projects. Plus, you might even enjoy the benefit of tax-deductible interest, adding even more value to your loan.

Unlock the equity in your home and put it to work for you.

  • Lower Interest Rates compared to other loans and credit cards.

  • Lump Sum Funding for large expenses like home renovations, tuition or medical bills.

  • Potential Tax Deductions if used for home-related purposes.

  • Improved Credit Score due to consistent payments.

  • Flexibility in use of funds.

All loans and offers of credit are subject to approval based upon creditworthiness, qualifications, program guidelines, and applicable collateral conditions.

Not ready to apply or have questions? Send us a message below:

We are a phone call or email away! Call our Home Loan professionals directly at (833) 4-ALTAONE (833-425-8266) or submit the form below to send a message. Please be advised, this is an unsecure message. Do not send account numbers, social security numbers, or any other private personal identifying information in this message. We strive to reply within 24 business hours, weekends and holidays excluded.

AltaOne is an Affiliate Member of the Bakersfield Association of Realtors, Ridgecrest Area Association of Realtors and the Tehachapi Area Association of Realtors.

  • Voted a Favorite or Best Mortgage Company year over year in Bakersfield and Tehachapi

  • 2022 Ridgecrest Area Association of Realtors Affiliate of the Year