Credit Builder Loans


Building your credit is important. If you ever plan on applying for a car loan or credit card, you'll need to prove you are responsible when it comes to paying off your debt. That's why your credit score is so important. The higher your credit score, the more opportunities you'll have to get a loan at a low rate.
 
Whether you're wondering how to establish credit or you'd like to improve your existing score, contact AltaOne today to learn about our loans to establish credit. With the Credit Builder Loan, the money you borrow is secured in your share account for the term of the loan and dividends are paid on the money while you make payments and establish your credit. Once you have successfully paid the loan in full, the money becomes available in your account. This history is then reported to the credit bureaus.
  • Build or rebuild your credit rating
  • Build savings while you borrow
  • Maximum term up to 12 months
  • Low fixed rate
For more information about Credit Builder loans, call or visit your nearest Member Service Center, apply online today, or call Anytime Loan 24 hours a day, 7 days a week at (760) 371-7000 or toll free (800) 433-9727.