Wire Transfers

Wire Funds Electronically to an AltaOne Account 

Wire deposits can be made to your Main Share (savings) or Share Draft (checking) account.  A $10 incoming wire fee will be deducted from the received funds.

To transfer funds to your AltaOne account from another institution:

1.  Contact your other financial institution to initiate an electronic wire transfer to your AltaOne account. 

2.  The following information will need to be provided to the other financial institution:
  • AltaOne account number you want to receive the funds
  • Name as it appears on the account
  • AltaOne ABA Routing/Transit Number: 322274462
Incoming funds received by 3:00 p.m. PST will be posted to accounts on the day that they are received.  Funds received after this cutoff time will be posted on the next business day.  Please note that if the name of the person/business to receive the funds is not listed on the receiving account, your wire will be returned to the other financial institution.

Funds credited to your AltaOne Main Share (savings) or Share Draft (checking) are available immediately and can be transferred into other AltaOne accounts, such as Money Market or loan accounts.

Wire Funds Electronically from an AltaOne Account

Wire transfers can be made from your AltaOne Main Share (savings) or Share Draft (checking) account to another financial institution.

To transfer funds from your AltaOne Account to another financial institution (domestic):

1.  If you wish to wire funds to your own account at another financial institution and the dollar amount is no more than $2,500, you may do so by calling (800) 433-9727, option 5.

2.  Any wire transfer request over $2,500 or made payable to a third party must be requested in writing by completing AltaOne’s Domestic Funds Transfer Authorization form.  Your original signature is required.  You may visit one of our Member Service Centers or request that we mail you the form.  Mailed requests will require a call-back to verify all information.

3.  The fee for an outgoing domestic wire is $25.

4.  Required information:
  • Your name, AltaOne account number and the amount of the withdrawal.
  • The name, full address and ABA routing number of the receiving financial institution.  In order to prevent delay, please contact the receiving institution to obtain their wiring instructions.
  • The payee’s name, account number and the type of account to which the funds will be deposited.
5.  Wire requests received by 1:00 p.m. will be processed the same business day.  Wire requests received after the cutoff time will be processed on the next business day.  

To transfer funds from your AltaOne account to another financial institution (international):

1.  If you wish to wire funds to an account overseas, AltaOne is able to send those funds in foreign currency or U.S. dollars. 

2.  If you wish to wire funds to your own account at another financial institution and the dollar amount is no more than $2,500, you may do so by calling (800) 433-9727, option 5.

3.  Any wire transfer request over $2,500 or made payable to a third party must be requested in writing by completing AltaOne’s International Funds Transfer Authorization form.  Your original signature is required.

4.  The fee for an outgoing international bank wire is $45.

5.  International wires can take several business days for receipt of funds.

6.  In order to comply with the Dodd Frank Act's Section 1073 on International Remittances, transfers for Personal, Family or Household purposes require delivery and acceptance of the disclosure prior to release of funds.

7.  Required information:
  • Sort Code/International Bank Account Number (IBAN)/SWIFT number/CLABE
  • International bank name and address
  • Bank or account number to deposit funds
  • Name and address of beneficiary
  • Purpose of payment
  • Other information that may be applied depending on the country to which funds are being sent
8.  Wire requests received by 1:00 p.m. PST will be processed the same business day.  Wire requests received after the cutoff time will be processed the next business day.  Foreign Currency requests must be made prior to the 1:00 p.m. PST cutoff.