Featured Rates
| New Auto Loans | * |
| Home Loans | * |
| Money Market | ** |
We are here to help!
We are stepping up to support local families affected by the ongoing government shutdown with a suite of financial relief programs:
Payroll Advance Program – Up to $6,000 is available for eligible members who are furloughed federal employees and military members with direct deposit history.
Bridge Loans – Up to $5,000 with reduced interest rates and no payments for the first 90 days. Ideal for covering living expenses and emergencies.
Loan Payment Deferments – Members can request to pause payments, with late fees waived for those who qualify.
Fee Waivers – Overdraft, late, and insufficient funds fees may be waived to ease financial strain.
Coverage Reviews – Complimentary reviews of Debt Protection Plan coverage tied to loans and credit cards.
Questions?
Visit your nearby AltaOne branch, or call us at 800-433-9727.
For assistance with loan deferments or late fees, call the Financial Risk Management team at 800-433-9727, option 7.
“This is a difficult time for many families in our community, especially those connected to China Lake. Our members shouldn’t have to face that stress alone. At AltaOne, we’re stepping up with meaningful relief and personal support to help our community stay strong. We’ve stood with this region for nearly 80 years, and we’ll continue to be here through every challenge.”
*All loans subject to credit approval. Membership is required. Other restrictions may apply. Mortgages may not be eligible.
ADDITIONAL RESOURCES
Immediate Financial & Benefits Support (California)
Unemployment Insurance (EDD – UI Online)
Apply online via myEDD - phone help available in multiple languages.
https://edd.ca.gov/en/unemployment/
1-800-300-5616 (M–F 8am–5pm PT)
Local Reemployment & Rapid Response
America’s Job Center of Kern
Main Line: (661) 325‑HIRE (4473) or (760) 384-5995
Services: No‑cost job search help, workshops, resume & interview prep; Rapid Response for layoffs.
Website: https://www.americasjobcenterofkern.com/
More Locations: https://www.americasjobcenterofkern.com/contact-locations.asp
Base & Military-Connected Support
Fleet & Family Support Center – NAWS China Lake
Transition Assistance Program (TAP): (760) 939‑1018 | Relocation: (760) 939‑4553 | Legal: (760) 939‑5630
Web: https://chinalake.navylifesw.com/fleet-family
Military OneSource – China Lake Installation Page: Transition, counseling, and family services.
Web: https://installations.militaryonesource.mil/
Education, Upskilling & Career Services
Cerro Coso Community College – Career Center
Career counseling, resume labs, interview practice.
Location: Main Bldg. Rm 228 (Ridgecrest) Phone: (760) 384‑6276
Web: https://www.cerrocoso.edu/services-and-resources/career-center/index.html
CSU Bakersfield – Small Business Development Center (SBDC)
Free 1:1 advising to start/expand a business, cash‑flow help for side‑gigs.
Phone: (661) 654‑2856
Web: csubsbdc.com
National Programs (Federal/Former Gov Focus)
USAJOBS – CTAP/ICTAP/RPL priority for displaced federal employees: https://help.usajobs.gov/how-to (Career Transition)
Department of Labor – Rapid Response overview & worker supports: https://www.dol.gov/agencies/eta/layoffs
