Featured Rates
| Conventional (30 yr) | * |
| Conventional (20 yr) | * |
| Conventional (15 yr) | * |
First-Time Buyer Program
Zero Down.
No Mortgage Insurance.
Home buying made easy, made fast — and made for you.
With AltaOne’s First-Time Buyer Program, we’re putting the keys in your hand with:
$0 Down Payment
No Mortgage Insurance
Let’s get you home.
First-Time Homebuyer: Borrower(s) have not owned a property in the past 3 years. All loans, terms, and offers of credit are subject to credit approval and eligibility. Program may change without notice. Not available in New York and Hawaii.
*Mortgage APR displayed are "as low as" and effective 5/27/2026 for purchases and refinance loans. Rates are subject to change. Rates are based on a $400,000 value, $300,000 loan, 75% LTV and a FICO score of 740. Rates vary based on creditworthiness, loan-to-value (LTV), property type and loan purpose, and/or other factors. All loans subject to credit approval.
*Mortgage APR displayed are "as low as" and effective 5/27/2026 for purchases and refinance loans. Rates are subject to change. Rates are based on a $400,000 value, $300,000 loan, 75% LTV and a FICO score of 740. Rates vary based on creditworthiness, loan-to-value (LTV), property type and loan purpose, and/or other factors. All loans subject to credit approval.
