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AltaOne's Skip-A-Pay Program

Skip-A-Pay allows qualified members to take advantage of our Skip-A-Pay program for any two payments within a 12-month span, provided there is a five-month gap between skips. Choose whether to apply the $29 fee to your share or draft account. 
Treat yourself to extra cash when you skip your loan payment.*

It's very easy to apply:

Call (800) 433-9727, visit your member service center or send a secure message through AltaOne Online Banking (include the loan(s)/loan number, and whether to apply $29 fee to savings or draft account).

  • The account is in good standing
  • The loan is current
  • The loan is not delinquent
  • The loan is open at least 90 days
  • No consecutive skips
  • The $29 fee is non-refundable
  • Exclusions may apply

* Skip-A-Pay may not be consecutive months. Some loans not eligible for the Skip-A-Pay program, including but not limited to: closed-end first and second mortgages, home equity lines of credit, business loans, share secured credit cards/loans, work-out loans, and negative share draft loans are ineligible. Credit Union purchased GAP insurance only covers up to three skipped or deferred payments during the life of the loan. A $29 fee applies for each loan for which payment is skipped. The fee is deducted from a share or draft account on the same account as the loan. AltaOne donates $5 of the fee to a good cause. Additional payments may be required to pay off the balance of the loan beyond the original term. Your scheduled payment will resume the month following the skip.