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Vehicle Protection Products

Vehicle Protection Products

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MMP - Major Mechanical Protection

MMP provides you with valuable protection against the costs associated with vehicle mechanical breakdown.  The average new car is out of warranty in just 2 ½ years. With advanced electronics and integrated systems, repairing or replacing parts is more expensive than ever. MMP offers various levels of coverage that provide you with the flexibility of designing a plan to meet your unique driving habits and needs.

Additional benefits include towing/roadside service, rental car reimbursement, tire service, lost key/lockout service and trip interruption service. For less than the cost of a single repair, Major Mechanical Protection (MMP) can help protect you from the expense of unexpected repairs, getting the most out of your mileage.

GAP - Guaranteed Asset Protection 

GAP is a protection plan to safeguard you against financial loss. In the event your vehicle is damaged beyond repair or stolen and never recovered, your standard auto insurance policy may not cover the remaining balance of your auto loan. GAP pays the difference between the Actual Cash Value (ACV) of your vehicle, which is determined by your primary insurance company, and the unpaid balance that is owed on your loan.  

You would be responsible for paying the difference between the insurance settlement and the outstanding loan balance, but with Gap Advantage, the deficiency balance may be waived and you may be eligible for a $1000 credit towards the financing of a replacement vehicle. GAP Advantage with PowerBuy can cover the remaining balance of your loan AND give you additional funds to finance your next vehicle with us. A totaled car does not have to be a total loss when you have GAP Advantage with PowerBuy.

To find out more about these valuable vehicle protection products, contact your service representative toll-free at (800) 433-9727 or visit your nearest Member Service Center today!