Featured Rates
Grow your savings with confidence.
A Term Share Certificate (also known as a Certificate of Deposit) is a great way to earn a guaranteed rate. You have the flexibility to choose the amount of time you would like to let it grow. We offer several term lengths, so you can choose when you want to cash out.
Secure your savings—and watch them grow. 🌟
Our Specials offer standout APYs, including 3.45% for 5 months.
Explore rates for 6‑month and 12‑month terms, too!
📈 Guaranteed rate. No market swings.
With an insured AltaOne certificate, your return is guaranteed and your savings are protected up to $250,000. Perfect for savers who want certainty in uncertain times. Lock in this great rate today!
Lock in today. Bump up tomorrow.
AltaOne Bump Rate Certificate
Get a great rate now with the confidence to bump it up later if rates rise again.
Special Offer 18-Month Bump Certificate 3.56% APY** ($10,000-$249,999)
PROTECTION TODAY. FLEXIBILITY TOMORROW.
Enjoy peace of mind knowing your savings are working hard—with the option to earn more if rates go up.
**APY = Annual Percentage Yield. 3.56% APY for 18-Month Bump Certificate effective date as of Jun 1, 2026. Minimum opening deposit of $10,000 in funds not currently on deposit with AltaOne and not previously on deposit with AltaOne within the past six (6) months. One rate increase may be requested during the 18-month term after the first 90 days of account opening. The new rate will be adjusted to AltaOne’s current standard 18-month certificate rate in effect at the time of the request. Rate increase requests must be initiated by the member. Penalty for early withdrawal may reduce earnings. Fees or other conditions may reduce earnings. Offer subject to change without notice. Membership eligibility required.
