Featured Rates
You’re been pre-approved to refinance your auto loan up to
$40,000
Don’t leave potential savings on the table. Take advantage of your pre-approval today! Activate Your Offer Now – We just need a few quick details about you and the vehicle you’d like to refinance. Click below to get started.
*APR = Annual Percentage Rate. Model years older than 2017 excluded. Existing AltaOne loans are not eligible for refinancing.
$5,000 minimum refinance loan amount. Rates effective as of 2/20/2026 and may change at any time without notice. Offer good
on refinances from another financial institution only. As low as 5.99% APR on model years 2022-2025 for 36-month term.
Auto Payment sample: $10,000 for 60 months at 6.99% is $198.02 for model years 2022-2025. Other terms and rates available. Rates shown are for highly qualified borrowers; your rate received may differ based on credit history. Loan programs, rates, and terms subject to change or terminate without notice. Loans are subject to borrower qualification; not all applicants will be approved. AltaOne membership required.
1. Cash Back Bonus: 1% of the amount financed up to a maximum of $500. If the refinanced loan is paid off within 6 months, then the cash back bonus will be added to the loan payoff amount. Promotion may end at any time, with or without notice. All credit union loan programs, rates, terms, and conditions are subject to change without notice.
2. No payments for up to 90 days: You must notify AltaOne of your desired payment start date at the time of loan closing. Your payment date must be within 90 days of loan funding. Interest accrues from date of funding.
3. Up to 130% financing of Retail Value 2017 & Newer vehicles.
4. Terms up to 84 months. Your rate may vary depending on credit history, credit profile, vehicle, term and underwriting factors. Rate will not go below the floor of 5.99% APR.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll free 888-5-OPTOUT. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.
PRESCREEN & OPT OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria [including providing acceptable property as collateral]. If you do not want to receive prescreened offers of credit from this and other companies, call Equifax toll-free at 1- 888-5OPT OUT; or write:
Equifax Options P.O.Box 740123 Atlanta, GA 30374-0123
Auto Payment sample: $10,000 for 60 months at 6.99% is $198.02 for model years 2022-2025. Other terms and rates available. Rates shown are for highly qualified borrowers; your rate received may differ based on credit history. Loan programs, rates, and terms subject to change or terminate without notice. Loans are subject to borrower qualification; not all applicants will be approved. AltaOne membership required.
1. Cash Back Bonus: 1% of the amount financed up to a maximum of $500. If the refinanced loan is paid off within 6 months, then the cash back bonus will be added to the loan payoff amount. Promotion may end at any time, with or without notice. All credit union loan programs, rates, terms, and conditions are subject to change without notice.
2. No payments for up to 90 days: You must notify AltaOne of your desired payment start date at the time of loan closing. Your payment date must be within 90 days of loan funding. Interest accrues from date of funding.
3. Up to 130% financing of Retail Value 2017 & Newer vehicles.
4. Terms up to 84 months. Your rate may vary depending on credit history, credit profile, vehicle, term and underwriting factors. Rate will not go below the floor of 5.99% APR.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll free 888-5-OPTOUT. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.
PRESCREEN & OPT OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria [including providing acceptable property as collateral]. If you do not want to receive prescreened offers of credit from this and other companies, call Equifax toll-free at 1- 888-5OPT OUT; or write:
Equifax Options P.O.Box 740123 Atlanta, GA 30374-0123
