Real Estate Rates

The AltaOne Rate Advantage

AltaOne offers the best combination of competitive, low loan rates and a strong rate of return on your deposits. We save you a bundle on your loans, while we make your money work for you. Click here for printable Real Estate Rates.

Account Type	Maximum Term	APR†	Rates Effective
Conventional First	30 Year	5.875%	03/17/23
Conventional First	20 Year	5.750%	03/17/23
Conventional First	15 year	5.500%	03/17/23

Rates based on your credit history and credit qualifications. All rates are subject to change at any time without notice. All loans are subject to credit approval. Additional restrictions may apply.

Ask us about our loan rates for:

Jumbo Loans
Manufactured Homes
Adjustable Rates Mortgages
Vacation/Second Home Loans
Investment

Please visit the Nationwide Mortgage Licensing System & Registry (NMLS) Consumer Access website to confirm AltaOne Federal Credit Union (ID# 586019) is licensed and registered to do business in your state. This is a free service for consumers. The website address is nmlsconsumeraccess.org.

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Account Balance	Dividend Rate	Term	APY	Rates Effective
$500 to $2,499	2.25%	6 month	2.27%	02/06/2023
$2,500 to $9,999	2.25%	6 month	2.27%	02/06/2023
$10,000 to $49,999	2.25%	6 month	2.27%	02/06/2023
$50,000 & Over	2.25%	6 month	2.27%	02/06/2023
$500 to $2,499	2.30%	12 month	2.32%	02/06/2023
$2,500 to $9,999	2.30%	12 month	2.32%	02/06/2023
$10,000 to $49,999	2.30%	12 month	2.32%	02/06/2023
$50,000 & Over	2.30%	12 month	2.32%	02/06/2023
$500 to $2,499	2.35%	24 month	2.37%	02/06/2023
$2,500 to $9,999	2.35%	24 month	2.37%	02/06/2023
$10,000 to $49,999	2.35%	24 month	2.37%	02/06/2023
$50,000 & Over	2.35%	24 month	2.37%	02/06/2023
$500 to $2,499	2.40%	36 month	2.42%	02/06/2023
$2,500 to $9,999	2.40%	36 month	2.42%	02/06/2023
$10,000 to $49,999	2.40%	36 month	2.42%	02/06/2023
$50,000 & Over	2.40%	36 month	2.42%	02/06/2023
$500 to $2,499	2.50%	48 month	2.52%	02/06/2023
$2,500 to $9,999	2.50%	48 month	2.52%	02/06/2023
$10,000 to $49,999	2.50%	48 month	2.52%	02/06/2023
$50,000 & Over	2.50%	48 month	2.52%	02/06/2023
$500 to $2,499	2.60%	60 month	2.63%	02/06/2023
$2,500 to $9,999	2.60%	60 month	2.63%	02/06/2023
$10,000 to $49,999	2.60%	60 month	2.63%	02/06/2023
$50,000 & Over	2.60%	60 month	2.63%	02/06/2023

A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.