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Term Share and IRA Certificate Rates

The AltaOne Rate Advantage

AltaOne offers the best combination of competitive, low loan rates and a strong rate of return on your deposits. We save you a bundle on your loans, while we make your money work for you.

Account Balance Dividend Rate Term APY Rates
Effective
$500 to $2,499 1.25% 6 month 1.26% 12/12/22
$2,500 to $9,999 1.25% 6 month 1.26% 12/12/22
$10,000 to $49,999 1.25% 6 month 1.26% 12/12/22
$50,000 & Over 1.25% 6 month 1.26% 12/12/22
$500 to $2,499 1.30% 12 month 1.31% 12/12/22
$2,500 to $9,999 1.30% 12 month 1.31% 12/12/22
$10,000 to $49,999 1.30% 12 month 1.31% 12/12/22
$50,000 & Over 1.30% 12 month 1.31% 12/12/22
$500 to $2,499 1.35% 24 month 1.36% 12/12/22
$2,500 to $9,999 1.35% 24 month 1.36% 12/12/22
$10,000 to $49,999 1.35% 24 month 1.36% 12/12/22
$50,000 & Over 1.35% 24 month 1.36% 12/12/22
$500 to $2,499 1.40% 36 month 1.41% 12/12/22
$2,500 to $9,999 1.40% 36 month 1.41% 12/12/22
$10,000 to $49,999 1.40% 36 month 1.41% 12/12/22
$50,000 & Over 1.40% 36 month 1.41% 12/12/22
$500 to $2,499 1.50% 48 month 1.51% 12/12/22
$2,500 to $9,999 1.50% 48 month 1.51% 12/12/22
$10,000 to $49,999 1.50% 48 month 1.51% 12/12/22
$50,000 & Over 1.50% 48 month 1.51% 12/12/22
$500 to $2,499 1.60% 60 month 1.61% 12/12/22
$2,500 to $9,999 1.60% 60 month 1.61% 12/12/22
$10,000 to $49,999 1.60% 60 month 1.61% 12/12/22
$50,000 & Over 1.60% 60 month 1.61% 12/12/22

A penalty may be imposed for early withdrawal. The minimum daily balance to open the account and to earn the disclosed Annual Percentage Yield is $500. The Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings. IRA funds may also be transferred to a certificate.
APY= Annual Percentage Yield
All rates and policies are subject to change without notice.